Financial Protection2018-09-10T11:24:14+00:00


13,983,816 to 1….that’s the chances of you winning the lottery*, if you’re like us you truly believe you will win it!

Unfortunately, the lottery of life offers far more probable odds.

But, it will never happen to me…will it? Unfortunately, it could be you…

Let’s talk statistics. There is a 1 in 3 chance of getting Cancer.** A sobering thought.

But, the good news is medical advances mean you are more likely to survive a serious illness.

The bad news is that you and your loved ones are likely to need additional care and support for the rest of your lives.

The reality is that we all know someone who has suffered as a result of an accident, sickness, disability or long term illness.

In the event of unforeseen circumstances the last thing people want to worry about is how they will meet their liabilities and support their families.

This is why the importance of having sufficient financial protection cannot be understated. Many people are vastly under-insured and as a result, risk losing their home, lifestyle, or leave behind loved ones to struggle financially. Prior planning will help safeguard your home and protect the quality of life for you and your family.

Protection may not be exciting, but it’s essential.

  • A ticket to the football £40

  • A night on the town £50

  • Greasy takeaway for two £20


Simply put, life insurance pays out when you die. Having life insurance can help provide for your family or pay off your mortgage (often called mortgage protection).

Critical illness cover pays out a cash lump sum if you’re diagnosed with one of a number of listed critical illnesses. It could be used to pay for medical treatment, cover adaptations to your home or to pay off your mortgage.

Income protection insurance pays out if you’re unable to work due to injury or illness. It will usually pay out until retirement, death or your return to work.