Investments & Asset Management2018-03-01T11:47:58+00:00

OUR INVESTMENTS ETHOS: YOUR MONEY. YOUR GOALS. YOUR PORTFOLIO

We do not believe in a one-size-fits-all approach. The key to your long-term investment success is to hold a diverse portfolio of investments which have been carefully hand picked with your personal requirements in mind. The single most important aspect when investing your money is ensuring that your portfolio is suitable for you based on your appetite for risk.

Our criteria

We are very strict when it comes to deciding which investments will form part of your portfolio. There’s a debate in the world of professional investors about the merits of using actively managed funds versus passive investments, such as index trackers. We can see the benefits of both.

We use a blend of active managed and passive funds to keep your charges to a minimum whilst not sacrificing on quality investments. We do not subscribe to ‘flavour of the month’ investments. We only select those that we feel will perform the best over the long term.

This may seem boring to financial advisers who prefer the weird and wonderful investments (some of which are riddled with hidden charges and have failed spectacularly!), but if it means that your portfolio is transparent, diversified and honestly charged, then we are more than happy to call ourselves boring.

ETHICAL INVESTMENTS

Contrary to popular belief, it’s not just hippies and tree huggers that like to invest in ethical funds. In recent years, ethical investments have become a popular investment choice for many investors. Factors such as an increased awareness in climate change are being touted as one of the main reasons behind the surge in demand.

Click here for an article from our very own Bob Wilson about ethical investments.

PEACE OF MIND

Our independence is your peace of mind. 100% unbiased. No conflicts of interest, and no nasty hidden charges. Just honest, transparent and fully independent advice. The way it should be.

The value of investments can fall as a well as rise. You may not get back what you invest.

INVESTMENT OPTIONS

If you’re saving or investing, you should consider an Individual Savings Account (ISA). It’s simply a tax-efficient account where you can place cash or shares.

If you’re looking to make a lump sum investment these can be used for growth, income or tax planning (can be used onshore or offshore).

These are a form of shared investment where you pool your money (either lump sum or regular payments) with thousands of other people and invest in a wide range of assets giving you the potential benefit of economies of scale.

These are similar to unit trust/OEICS but they can have greater flexibility in how they invest your money.

An Exchange Traded Fund (ETF) is an investment that is traded in a similar way to a direct share  They tend to be index trackers and are attractive due to their low cost and ability to invest in alternative assets.

You can use investment and savings to generate an income.  There are a wide range of income producing assets to choose from.